Managing one’s finances and making smart choices with money can be challenging for many young people. Today, different financing options make it possible to shop for things without your own money, which leads to people taking quick loans with high interest rates. It's vital to teach young people the skills needed to stay in control of their finances. 

Money Flow Challenge is designed to be fun and easy to play. It's a game that every teacher can incorporate easily into their lessons, without being a financial planning expert. 

Money Flow Challenge seeks to create discussion around financial planning in the classroom. The students play up to five levels to learn the skills needed for financial management, from planning income and expenditure, eventually making investments and using loans to fund various purchases. 

The approach was inspired by the need to break down the different elements of financial planning in a fun, gamified way that hadn't previously been offered to children. 

Research conducted at University of Vaasa in 2017, revealed that only a few edugames about personal finances had been created, with none reaching notable success. Personal finances are an important topic, but making a fun educational game for young people is very demanding. Money Flow Challenge has risen to the challenge. 

Money Flow Challenge was chosen as the game of the year in the 2016 Finnish Game Awards. It is aligned with the new Finnish curriculum’s content area for teaching financial responsibility in high school and was made in co-operation with the Finnish National Board of Education.

Money Flow Challenge is searching for pilot schools globally.