Contact innovator

Neil Edmond
Building successful lives through financial literacy


location_on New Zealand
We are improving the financial futures of students the world over with a gamified financial literacy program. With greater financial knowledge and the confidence to use it, children can avoid the financial mistakes their parents made, leading to more prosperous families and communities.
Neil Edmond, CEO and program creator.
Teachers and parents the world over will be able to relax knowing their children are being taught financial literacy in a comprehensive, stimulating and effective way.

Neil Edmond, CEO and program creator.


HundrED has not validated this innovation

Anyone can submit their innovation to HundrED Open. All information on this page is provided by the innovator and has not been checked by HundrED. Innovation page has been created by Neil Edmond on June 22nd, 2021
Key figures

Innovation Overview

Target Group
37 000
Updated on June 22nd, 2021
about the innovation

Why did you create this innovation?

Most parents and teachers weren’t taught money management; we learned through trial and error, which is embarrassing. So we tend not to teach our kids. This creates the risk of a generation shackled by debt and missed opportunities. Teaching kids how to earn, budget, save and invest is crucial if they, their families and communities are going to be financially stable and prosperous.

How does your innovation work in practice?

MoneyTime is:
Online. It can be accessed anywhere kids have internet and a device.

Self directed. Teachers and parents don’t have to be financial wizards, MoneyTime does the teaching for them.

Comprehensive. With 30 self-taught modules and automatically marked quizzes, covering the full spectrum of personal finance; from earning, saving and interest to borrowing, investing and business.

Gamified and highly interactive. Children earn money by answering questions correctly then have to choose between spending, saving, donating and investing – thus simulating real life decision making within the safety of their classroom/ home .

Inclusive. There are an extra 13 modules designed specifically for students to do at home with their parents. This is important so they can put their learning into their family's context.

Highly effective. Regular testing throughout the program evidences an average 44% increase in knowledge across all topics, regardless of socio-economic status.

How has it been spreading?

MoneyTime was created in New Zealand where more than 550 schools and 35,000 students have used the program since July 2018.

In 2020 we launched a subscription version of the program so that parents globally can access it for their kids at home. This has proven particularly popular with homeschoolers.

The program is built for scale. We have licensees in South Africa, Indonesia and Canada with plans to introduce the program into 15 more countries in the next 5 years and 50 countries within the next ten years. The program content is carefully localized for each country.

If I want to try it, what should I do?

We welcome enquiries from Departments of Education, schools, teachers, parents, homeschoolers, homeschool associations, bloggers, educational resellers and complimentary resources. Email


Achievements & Awards

June 2021
Innovation page created on

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