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Spotlight 2019

Financial Skills for the Youth

Fluent financial skills are a crucial part of every person’s well-being. In the current global and technological world, the importance of financial skills is emphasized, as it is increasingly easier to use money in the form of various digital applications. These applications bring financial services closer to young people. Also, young people will face more and more complex financial issues in the future. It is therefore important to recognize educational innovations that help young people to learn the financial skills they need.
in partnership with
OP Financial Group

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Looking for innovative ways to learn financial skills

The financial skills of people is a growing concern in Finland. Over 90 % of the Finnish teachers and students think that teaching financial skills is important. At the same time only one out of five students feel that they receive adequate financial expertise during education.

The traditional ways of using money have declined as card and mobile payments are becoming more and more common. At the same time the number of different financial problems has increased. On the other hand young people use smoothly different digital applications as a part of their own financial management.

Together with OP Financial Group, HundrED is looking for the best innovations of financial skills from Finland and other parts of the world. The goal is to identify how young people learn financial skills now and how they could be best taught in the future. We are looking for practical, scalable and pedagogically sound innovations that can increase young people's learning of financial skills.

Let us know about an innovation by the end of August.

The selected innovations will be published at the end of 2019.

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Search for innovative approaches begins

Search for innovative approaches ends on 31st August

Publication of the chosen innovations 


How does it work?

Who can apply?

We are looking for impactful and scalable ways to teach financial skills. Let us know about an innovation on financial skills of youth!

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Who can apply?

Innovations that promote financial skills are encouraged to submit their initiatives to the Spotlight. Submitted innovations then undergo a rigorous research process and evaluated HundrED’s three criteria on innovativeness, impact, and scalability. Additionally, they will also be required to have an educational element that promote an increased understanding of financial skills.


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How are projects selected?

The innovations on financial skills will be selected by using the following descriptive factors.

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How are projects selected?

To determine how well submissions fit the HundrED criteria, HundrED uses the following descriptive factors that have been shown in innovation literature and HundrED’s research to play a significant role in establishing innovativeness, impact, and scalability in educational innovations:

  • Clear, valuable goal that addresses a need
  • Structured implementation design
  • Purposeful collaboration
  • Pedagogically sound
  • Child/person centered
  • Contextual
  • Inclusive
  • Equitable
  • Improves outcomes
  • Evidence
  • Elevates educators Family/community/government engagement
  • Adaptable
  • Sustainable
  • Cost-effectiveness & affordability 

Based on these factors, alongside qualitative evidence from interviews with the HundrED research team, innovations are given an overall score based on their innovativeness, impact, and scalability. Innovations are scored twice, first based on their current state and then based on their potential.

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